403-671-8099
3003 32nd Ave NE, Calgary, AB T1Y 6J1
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Calgary Bad Credit Car Loans

All types of credit history accepted

All types of credit history accepted

Zero down payment required on most loans

Zero down payment required on most loans

Approvals in less than 24 hours

Approvals in less than 24 hours

Karla O'Brien

Introducing Karla, Financial Services Manager at Sunridge Credit Center. Karla has been in the automotive industry for 3 years, working in Service and Sales and ultimately moving over to Finance. Karla knows the Credit rebuild process so well because she has had to rebuild her own credit, making her an excellent advocate for her clients.

As a single Mother, she knows first hand the importance of having strong financial freedom and buying power. She is extremely passionate and dedicated to creating life changing opportunities for her clients.

Meet Karla
Meet Karla & Nadeem

Nadeem Bochenski

Introducing Nadeem, Financial Services Manager at Sunridge Credit Centre. Nadeem has 6+ Years experience in the automotive industry. Starting from humble beginnings as a Lot Attendant, Nadeem has worked for every department within the dealership environment. In doing so, he has been able to learn the ins and outs of the industry. Due to his extensive knowledge Nadeem is familiar with the challenges that come with purchasing a vehicle with less than perfect credit; he was in the same situation himself.

By spending a majority of his professional career in Northeast Calgary, Nadeem is extremely familiar with the clientele, and their challenges getting approved for car loans. He will work tirelessly to ensure that you are approved at the best rate possible; regardless of you financial position.

Meet Nadeem
Google reviewfive stars

My husband and I were very pleased with the help Nadeem and Karla did for us in such a short period of time. I was very hesitant because of our past experience through a different company but they made us feel at ease in switching vehicles and in looking into our new family car. We asked for certain requests and they came through and more! I would definitely recommend this to anyone. Thank you Karla and Nadeem, we absolutely appreciate all that you both did and we love our new ride, we are so ready for new adventures!

Facebook reviewfive stars

Walked in with our car to trade in and walked out with the keys in our hand to the NEW ONE !!!! Ted and Carla and their team at sunridge Mazda are AMAZING!!! Recommend them 100% you will not be disappointed at all. You need to check them out !!!!!

Google reviewfive stars

Super happy with our experience. Both Karla and Nadeem took such good care of us. They worked with us to get a car that fit precisely our needs, while fitting our budget AND in a way that will help us get a better credit rating at the end. We didn't think it was possible for all that to happen at one place. These people get our business from now on.

Facebook reviewfive stars

I have been driving for over 20 years and have never once bought a vehicle from a dealership as I can't stand pushy sales people. I went in and seen Nadeem and he was very keen on getting us in the vehicle that worked for us and not what he needed to sell. Nadeem was absolutely great to work with and met every single need and want we had . even after I had a few concerns after the purchase he immediately rectified everything plus more. I highly recommend Nadeem and his team to any one looking at buying a vehicle.

Google reviewfive stars

I went to Sunridge Mazda with a bit of a guard up, as one tends to do when going to a car dealership. I met Karla from the pre owned car department and quickly discovered just how much passion she has for her work and how dedicated she was to finding me the best possible deal for my budget. She did her due diligence and found me a car I'm very happy driving with payments well under budget. She and all the other staff I dealt with are professional, courteous, efficient and very knowledgeable. I'm very satisfied in my dealings with Sunridge Mazda and will be suggesting this dealership to anyone in my circle looking for a car. Thanks so much Karla, you're the best!!!

Facebook reviewfive stars

We went in with not to much to work with, and somehow Nadeem got us the vehicle we wanted. Seriously, we had this guy working every possible angle to get us the best deal. He made that happen and then some! We walked away happy, and certain enough about Nadeem, that we sent our son to get his first car from him as well! I will go back for sure, and would reccomend Nadeem Sunridge Credit!

Google reviewfive stars

My husband and I were very pleased with the help Nadeem and Karla did for us in such a short period of time. I was very hesitant because of our past experience through a different company but they made us feel at ease in switching vehicles and in looking into our new family car. We asked for certain requests and they came through and more! I would definitely recommend this to anyone. Thank you Karla and Nadeem, we absolutely appreciate all that you both did and we love our new ride, we are so ready for new adventures!

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Frequently Asked QuestionsFAQ Icon

This isn't my first time applying, other dealerships have turned me down. Are you sure I can get approved?

Our team here at the Sunridge Credit Centre specializes in cases where our clients have been declined before. We use our unique and strong relationships with the bank to get you approved quickly and with the vehicle that best fits your needs.

What do I need to get my approval started?

A valid drivers license, your two most recent paystubs and a void cheque.

Can you help me if I'm self-employed?

Absolutely, we simply need the last 6 months of bank statements, proof of ownership and a T1 or N.O.A.

I don't have any money to put down, can you still get me approved?

Yes. In fact we can even give you cashback to help you take control of your financial situation. And further aide in rebuilding your credit.

I don't have any credit, can I still get approved?

Yes. As well as specializing in rebuilding credit, we also specialize in establishing it. We have multiple first time buyer programs to help get your credit journey started on the right foot.

What is a co-signer?

Typically a family member or close friend. A co-signer is someone with an established credit history. Requested by the bank this co-signer will help as leverage in getting your approved.

Can I trade in my car?

We are actively searching for used vehicle to add to our inventory! We have a high demand for these cars and are willing to pay top dollar. We welcome any and all makes and models, regardless of condition.

How can I lower my interest rate?

With our unique relationship with the bank we can often refinance your currently loan to get you a better rate or pull you ahead into a newer vehicle with a lower rate.

How often do I need to make my loan payments?

With our flexible payment options you can select the payment schedule most suited to your needs.

Can I pay off my loan early?

Of course, all of our loans are open-ended. Meaning you can make extra payments with no penalty!

How long until I get my new vehicle?

From the moment we submit your application you can be driving away in as little as a few hours!

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Call/Come in for a complementary credit consultation. An open, no obligation, no commitment conversation where we can discuss concerns, expectations and how to develop the right plan for you!